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A well-regulated insurance industry in Montana serves both individual Montanans and the insurance companies who do business in our state.

To date, 1,500 insurance companies and 24,000 insurance agents have applied for and have been granted licenses to conduct the business of insurance in Montana. We routinely examine the financial information of all insurance companies doing business in Montana to ensure they are on solid financial footing. We review and approve most every type of insurance policy sold in Montana to ensure it complies with Montana law. Montana law requires most insurance rates to be filed with our office before the plan can be sold. And we routinely review how Montana insurance companies treat their customers.

Insurance is Montana’s third-largest industry and we are one of the smallest agencies in state government, so we’ve got a big job!

Much of that work is interacting with insurance companies and agents. Montana’s insurance professionals will find many of the resources they need on these pages.



Company Licensing & Examinations

All insurance companies operating in Montana must be licensed by our office and must undergo our routine financial exams.
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Company Rates & Forms

By state law, this office reviews most all insurance forms and rates. Here you will find the forms your company needs to submit such information.
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Annual Renewals and Taxes

Our office encourages the use of the secure OPTins website by companies when filing their state taxes and annual reports.
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Captives

Montana is becoming a leader in the captive insurance industry. Find out more about captive insurance in Montana and how to start a captive insurance company in Montana.
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Insure Montana

Insure Montana is a Montana-made solution that helps Main Street Montana businesses provide insurance for their employees.
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Market Conduct

By state law, our office routinely examines how insurance companies treat their policyholders.
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Surplus Lines

Surplus lines are special kinds of insurance which have unique regulation.
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Laws & Rules

A listing of existing state laws and rules, plus all proposed rules.
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Advisory Memos

A listing of all industry advisories and bulletins that provide information regarding legal, administrative or industry changes.
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Contact the Insurance Department

840 Helena Ave. Helena, MT 59601
(800) 332-6148 or (406) 444-2040