HELENA, Mont. – With warmer weather – and Spring Break – around the corner, Montana Insurance Commissioner Monica J. Lindeen this week urged Montanans to download the free WreckCheck app before heading out for road trips.
Many drivers do not know what steps to take or basic information to share — or not share — after an accident. They may even put their identities and safety at risk by sharing too much personal information. The WreckCheck mobile application from the National Association of Insurance Commissioners (NAIC) can help eliminate that risk. Commissioner Lindeen serves as Vice President of the NAIC and is glad to bring the association’s helpful tools to Montana consumers.
“Nobody wants an accident, but when they happen, understanding what information to share and with whom will help keep your identity safe and make filing a claim easier later on,” said Lindeen. “That’s also why the NAIC created WreckCheck. The app will take the guess work out of what information to get following a car accident.”
The app simplifies what can be a complicated process when exchanging insurance information after a wreck. Many drivers share their drivers license information with those involved in the wreck which is detrimental since identity thieves can use the information to verify identity to retailers over the phone. Often consumers are also unaware that it is unnecessary to share their personal phone number. Vehicle wrecks are an emotional time and cause many concerns. The WreckCheck app ensures that identity theft isn’t one of those concerns.
Identity theft is one of the fastest-growing crimes in the United States. The Federal Trade Commission estimates nearly 9 million consumers have their identities stolen each year, disrupting finances and damaging credit histories and reputations.
Eliminate the Guesswork
The WreckCheck mobile application from the NAIC outlines what to do immediately following an auto accident and takes users through a step-by-step process to create their own accident report. It also provides tips for staying calm, safe and smart on the road, and makes it easy to capture photos and document the necessary information to file an insurance claim. Additionally, the app lets users email a completed accident report directly to themselves and their insurance agents. The app is free and available for both iPhone® and Android® smartphone users.
Drivers can visit InsureUOnline.org for additional information about what to do following an auto accident. Also available on the site is a downloadable accident checklist. For all other insurance questions, contact the Commissioner’s office by visiting csi.mt.gov or calling 800-332-6148.