‘Just one small way to say thank you’

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Lindeen pushes for insurance discounts for military men and women

HELENA, Mont. – Montana Insurance Commissioner Monica Lindeen today announced her effort to allow home and auto insurance companies to lower costs for military men and women in Montana.

Lindeen will be pushing a bill in the upcoming 2015 Montana Legislature that would allow property and casualty insurers to offer special discounts to active, retired, honorably separated military members, and their eligible family. Insurance companies in other states already offer some discounts, but such discounts are rare in Montana.

“There are so many ways to thank active military and veterans for what they’ve done and continue to do for our nation,” Lindeen said. “This bill is just one small way for Montanans to say thank you.”

The discounts would apply to property and casualty insurers – not to health insurance, which operates under different rules. Property and casualty insurance includes homeowner’s policies, car insurance and the liability insurance businesses buy, among other things.

The bill won’t force companies to discount their insurance; it will only make clear that offering such savings in legal under Montana law. Currently, other parts of Montana’s insurance law make it unclear if companies can offer military discounts.