LEGISLATIVE INFORMATION

 

The CSI will work with legislators on their priorities to help protect consumers of securities and insurance.

For additional information, please visit the Montana State Legislature website

2025 DRAFT BILL PROPOSALS

Working with industry, consumer groups, and staff, the CSI has identified areas where the code needs to be changed due to errors, outdated language, ease of operation, etc. The parties will agree upon all changes, or they will not be included in the final bill.

Allows the Department of Revenue to share taxpayer information when conducting securities or insurance fraud investigations.

This bill updates the Unfair Trade Practices Act to better align with the current National Association of Insurance Commissioners (NAIC) Model Act. Such as, when the original Unfair Trade Practices Law Act was passed, we didn’t have lead generators where third parties generated leads for insurance agents. We want to ensure those third-party lead generators do not use unfair trade practices.

Removes the cap on premium taxes for certain captive insurers to better align with how they operate compared to traditional insurers. This also puts all captive insurance companies on the same level footing, eliminating the disparity between captives.

With increasingly more complicated and expensive procedures being performed on pets, more people are purchasing pet insurance. To protect consumers, the CSI proposes to adopt the NAIC Pet Insurance Model Act.

GENERAL FUND CONTRIBUTION

$ 133,500,000

TOTAL MONIES SENT BACK TO THE GENERAL FUND IN FISCAL YEAR 2023

HEALTHY MONTANAS KIDS

$ 42,000,000

TOTAL MONIES DEPOSITED TO THE STATE FOR HEALTHY MONTANA KIDS IN FISCAL YEAR 2023

CSI OPERATING EXPENSES

$ 9,700,000

TOTAL CSI OPERATING EXPENSES WITH 70 EMPLOYEES IN CALENDAR YEAR 2023