Every year, millions of dollars in life insurance benefits go unclaimed. The CSI, in cooperation the National Association of Insurance Commissioners (NAIC) has compiled a service that provides consumers with search capabilities to help find a deceased person’s lost life insurance policies and annuities.

The Life Insurance Policy Locator (LIPL) Service is a free online tool that helps connect beneficiaries with policies. The policy locator requests are secure and confidential. Any matches found by participating insurers are reported to state insurance agencies through the Life Policy Locator. The companies then are responsible for contacting beneficiaries.

The Life Insurance Policy Locator provides nationwide access for assistance with finding life insurance policies and annuities. Billions of dollars in benefits from life insurance policies are unclaimed. 

Consumer requests are encrypted and secured to maintain confidentiality. Participating insurers will compare submitted requests with available policyholder information and report all matches to state insurance departments through the locator. Companies will then contact beneficiaries or their authorized representatives.