HEALTH INSURANCE 101

There are other ways to have health insurance coverage. One big way is through your job. Federal law requires all employer-sponsored plans to meet minimum standards of quality and affordability. Your employer will know if their insurance plan meets these requirements. If it doesn’t, you can buy insurance on your own through healthcare.gov and receive a tax credit to lower your costs, if you qualify.

If you don’t have insurance through work—and you don’t have other kinds of coverage—you will need to buy it on your own. There are lots of ways to buy insurance and lots of people who can help. Depending on your income and the number of people in your family, you can receive financial assistance to lower your costs.

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